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    SSC CHSL IMPORTANT QUESTIONS AND ANSWERS-Current Affairs – July

    SSC CHSLSSC CHSL IMPORTANT QUESTIONS AND ANSWERS-Current Affairs - July

    SSC CHSL IMPORTANT QUESTIONS AND ANSWERS

    SSC CHSL IMPORTANT QUESTIONS AND ANSWERS

    Question – 1 : Name the ministry that has recently (in July ’23) launched a free online training programme on Artificial Intelligence (AI), “AI for India 2.0”.

    Answer – (A) : Ministry of Skill Development and Entrepreneurship

    Answer – (B) : Ministry of Science and Technology

    Answer – (C) : Ministry of Home Affairs

    Answer – (D) : Ministry of Micro, Small and Medium Enterprises

    View Answer

    Correct Answer : (A)


    Explanation : On the occasion of World Youth Skills Day 2023 (15th July 2023), Ministry of Skill Development and Entrepreneurship (MSDE) launched a free online training programme on Artificial Intelligence (AI), “AI for India 2.0”.


    Question – 2 : Name the bank that has recently (in July ‘2023) launched “Resources Acquisition Centres” to build-up Deposit Portfolio.

    Answer – (A) : Indian Bank

    Answer – (B) : State Bank of India

    Answer – (C) : Indian Bank

    Answer – (D) : Punjab National Bank

    View Answer

    Correct Answer : (C)


    Explanation : The Indian Bank, India’s 7th largest Public Sector Bank launched “Resources Acquisition Centre” (RAC) to bolster its retail deposit business portfolio, which encloses Current Deposit, Savings Bank, and Term Deposit accounts.


    Question – 3 : Name the company that has recently (in July ‘2023) signed an MoU with Indian Railway Finance Corporation (IRFC) to collaborate & develop rail infrastructure projects

    Answer – (A) : RITES Limited

    Answer – (B) : RailTel Corporation of India Limited

    Answer – (C) : Rail Vikas Nigam Limited

    Answer – (D) : RITES Limited

    View Answer

    Correct Answer : (D)


    Explanation : RITES Limited (formerly known as Rail India Technical and Economic Service Limited), a Miniratna (Category-I) and Schedule ‘A’ Central Public Sector Enterprise (CPSE) under the Ministry of Railways, signed a Memorandum of Understanding (MoU) with Indian Railway Finance Corporation (IRFC).


    Question – 4 : What was the theme of National Doctor’s Day 2023 that was observed across India on 1st July 2023?

    Answer – (A) : Celebrating Resilience and Healing Hands

    Answer – (B) : Doctors are Life Savers: let’s Honour them

    Answer – (C) : Celebrating Resilience and Healing Hands

    Answer – (D) : Lessen the mortality of COVID-19

    View Answer

    Correct Answer : (C)


    Explanation : National Doctor’s Day 2023 was observed across India on 1st July 2023 with the theme of “Celebrating Resilience and Healing Hands”. i. The day also commemorates the birth as well as the death Anniversary of Bharat Ratna Dr. Bidhan Chandra Roy (BC Roy), a physician and one of the most influential designers of India’s contemporary healthcare system. ii. The national observance of Doctor’s Day across India is led by the Indian Medical Association (IMA).


    Question – 5 : Who has recently (in July ‘2023) took oath as the deputy chief minister of Maharashtra?

    Answer – (A) : Ajit Pawar

    Answer – (B) : Sanjay Bansode

    Answer – (C) : Chhagan Bhujbal

    Answer – (D) : Gopinath Munde

    View Answer

    Correct Answer : (A)


    Explanation : On 2nd July 2023, Nationalist Congress Party (NCP) leader Ajit Pawar was sworn in as the Deputy Chief Minister (Dy CM) by Ramesh Bais, Governor of Maharashtra, in a ceremony at the Raj Bhawan in Mumbai, Maharashtra in the presence of Maharashtra’s Chief Minister(CM) Eknath Shinde.


    Question – 6 : Name the organisation/apex body of GoI that has recently (in July ‘2023) signed an MoU with Ras Al Khaimah Economic Zone (RAKEZ) to promote growth and development within the food and agriculture sectors of the United Arab Emirates (UAE) and India.

    Answer – (A) : Indian Chamber of Food and Agriculture

    Answer – (B) : Indian Council of Agricultural Research

    Answer – (C) : Agricultural and Processed Food Products Export Development Authority

    Answer – (D) : Indian Chamber of Food and Agriculture

    View Answer

    Correct Answer : (D)


    Explanation : Ras Al Khaimah Economic Zone (RAKEZ) and the Indian Chamber of Food and Agriculture (ICFA) signed a Memorandum of Understanding (MoU) to promote growth and development within the food and agriculture sectors of the United Arab Emirates (UAE) and India.


    Question – 7 : In July 2023, Indian Football Team defeated ___________ (country) football team to win the South Asian Football Federation (SAFF) Bangabandhu Championship for the 9th Time.

    Answer – (A) : Kuwait

    Answer – (B) : Nepal

    Answer – (C) : Pakistan

    Answer – (D) : Bangladesh

    View Answer

    Correct Answer : (A)


    Explanation : On 4th July 2023, Indian Football Team (also known as ‘Blue Tigers’) won the South Asian Football Federation (SAFF) Bangabandhu Championship 2023 defeating Kuwait national football team at the finals, in Sree Kanteerava Stadium, Bengaluru, Karnataka. The 14th edition SAFF Championship 2023 held from 21th June to 4th July 2023, saw participation of eight teams including India, Kuwait, Nepal, Pakistan, Lebanon, Maldives, Bhutan, Bangladesh.


    Question – 8 : Who has been recently (in July ‘2023) appointed as the chairman of the International Financial Services Centres Authority (IFSCA)?

    Answer – (A) : K Rajaraman

    Answer – (B) : K Rajaraman

    Answer – (C) : Arjun Prasad

    Answer – (D) : Injeti Srinivas

    View Answer

    Correct Answer : (B)


    Explanation : According to the notification released by The Department of Economic Affairs (DEA) under the Ministry of Finance, The Department of Telecommunications secretary and 1989-batch IAS officer of the Tamil Nadu Cadre, K Rajaraman will be the next chairman of the International Financial Services Centres Authority (IFSCA).


    Question – 9 : Name the Indian Tennis Player who has recently (in July ‘2023) won the Men’s Singles title of the Tampere Open 2023 by defeating Dalibor Svrcina of Czech Republic in Tampere, Finland.

    Answer – (A) : Sumit Nagal

    Answer – (B) : Rohan Bopanna

    Answer – (C) : Sriram Balaji

    Answer – (D) : Sumit Nagal

    View Answer

    Correct Answer : (D)


    Explanation : On 23rd July 2023, Indian Tennis Player Sumit Nagal won Men’s Singles title of the Tampere Open 2023 by defeating Dalibor Svrcina of Czech Republic in Tampere, Finland.


    Question – 10 : Name the personality from India who has recently (in July ‘2023) received the ENI AWARD 2023 – Advanced Environmental Solutions Prize.

    Answer – (A) : Thalappil Pradeep

    Answer – (B) : Thalappil Pradeep

    Answer – (C) : Abhijit Sarkar

    Answer – (D) : Jayanth Kumar

    View Answer

    Correct Answer : (B)


    Explanation : Professor Thalappil Pradeep, Department of Chemistry, Indian Institute of Technology, Madras (IIT Madras), Chennai, Tamil Nadu(TN), has been awarded the ENI AWARD 2023 – Advanced Environmental Solutions Prize for his work on affordable clean water using advanced materials.


    Question – 11 : Who has recently (in July ‘2023) won Formula1(F1) Qatar Airways Hungarian Grand Prix 2023, held in Budapest, Hungary?

    Answer – (A) : Max Verstappen

    Answer – (B) : Charles Leclerc

    Answer – (C) : Sergio Pérez

    Answer – (D) : Max Verstappen

    View Answer

    Correct Answer : (D)


    Explanation : On 23rd July 2023, RedBull’s Max Verstappen(25 years old) won Formula1(F1) Qatar Airways Hungarian Grand Prix 2023, held in Budapest, Hungary. This victory made the RedBull team win twelve consecutive Formula One races in 2023 .


    Question – 12 : Name the Life Insurance company that has recently (in July ‘2023) won the Insurer Innovation Award 2023 for the Asia Pacific (APAC) region at The World’s Digital Insurance Awards.

    Answer – (A) : Bajaj Allianz Life Insurance

    Answer – (B) : HDFC Life Insurance

    Answer – (C) : Max Life Insurance

    Answer – (D) : Bajaj Allianz Life Insurance

    View Answer

    Correct Answer : (D)


    Explanation : Bajaj Allianz Life Insurance Co. Ltd, has won the Insurer Innovation Award 2023 for the Asia Pacific(APAC) region at The World’s Digital Insurance Awards. The award was presented to recognize Bajaj Allianz Life’s ground-breaking WhatsApp Conversational Platform which empower customers to digitally service their policies.


    Question – 13 : Name the state government that has recently (in July ’23) signed an MoU with OneWeb to set up India’s First Private ‘Satellite Network Portal Site’.

    Answer – (A) : Gujarat

    Answer – (B) : Gujarat

    Answer – (C) : Kerala

    Answer – (D) : Odisha

    View Answer

    Correct Answer : (B)


    Explanation : On 19th July 2023, the Gujarat government signed a Memorandum of Understanding (MoU) with OneWeb, a London-based Company, and Gujarat Government’s Department of Science and Technology, for setting up India’s First Private ‘Satellite Network Portal Site’ in Gujarat.


    Question – 14 : Which company has recently (in July ‘2023) partnered with the Indian Army to launch a Tri-Services All Women Motorcycle Rally – ‘Nari Sashaktikaran Motorcycle Rally’ to commemorate 24th Kargil Vijay Diwas?

    Answer – (A) :  TVS Motors

    Answer – (B) : Bajaj Auto

    Answer – (C) : Hero MotoCorp Limited

    Answer – (D) : Royal Enfield India

    View Answer

    Correct Answer : (A)


    Explanation : The Indian Army, in partnership with TVS Motors company, launched a TriServices All Women Motorcycle Rally – ‘Nari Sashaktikaran Motorcycle Rally’ to commemorate 24th Kargil Vijay Diwas and to highlight the brave spirit of women. 


    Question – 15 : In July 2023, Ministry of Home Affairs launched a “Scheme for Expansion and Modernization of Fire Services in the States” with outlay of Rs _________ (Amount).

    Answer – (A) : 5000 crore

    Answer – (B) : 2000 crore

    Answer – (C) : 1000 crore

    Answer – (D) : 5000 crore

    View Answer

    Correct Answer : (D)


    Explanation : Ministry of Home Affairs(MHA) launched a “Scheme for Expansion and Modernization of Fire Services in the States” as a part of the allocation of Preparedness and Capacity Building Funding Window under the National Disaster Response Fund (NDRF) to strengthen the fire services across the States of India. The total outlay of the scheme is Rs 5000 crore and out of this, Rs. 500 crore is kept for to incentivize the States on the basis of their legal and infrastructure-based reforms.


    Question – 16 : Which of the following Indian Origin personalities was ‘Not’ featured on Forbes America’s Richest Self-Made Women 2023, released in July 2023?

    Answer – (A) : Leena Nair

    Answer – (B) : Jayshree Ullal

    Answer – (C) : Neha Narkhede

    Answer – (D) : Leena Nair

    View Answer

    Correct Answer : (D)


    Explanation : 4 Indian Americans, Jayshree Ullal, President and Chief Executive Officer (CEO) of Arista Networks, Neerja Sethi, co-Founder of Syntel, Neha Narkhede, co-founder of Confluent, and Indra Nooyi, former chair and CEO of PepsiCo, were featured on the 2023 America’s Richest Self-Made Women, 9th edition of Forbes’ annual ranking of the United States of America (USA)’s most successful women entrepreneurs, executives and entertainers.


    Question – 17 : Which state government has recently (in July ‘2023), along with the World Economic Forum (WEF) launched ‘Saagu Baagu’ (agriculture advancement) project Phase 1 Insights report?

    Answer – (A) : Telangana

    Answer – (B) : Andhra Pradesh

    Answer – (C) : Karnataka

    Answer – (D) : Telangana

    View Answer

    Correct Answer : (D)


    Explanation : On 20th July 2023, the government of Telangana \& World Economic Forum (WEF) launched ‘Saagu Baagu'(agriculture advancement) project Phase 1 Insights report in Telangana, Hyderabad. The project aims to provide AIbased agritech services to farmers in Telangana.


    Question – 18 : Who authored the book, “As the wheel turns” that was released by the Former vice president of India Venkaiah Naidu in July 2023?

    Answer – (A) : Ranjit Pratap

    Answer – (B) : Atish Mathur

    Answer – (C) : Ranjit Pratap

    Answer – (D) : Mritunjaya Singh

    View Answer

    Correct Answer : (C)


    Explanation : On 20th July 2023, Former vice president Venkaiah Naidu released the book titled “As the wheel turns” to mark the Rayala Corporation’s Diamond Jubilee(75th year celebration) in Chennai, Tamil Nadu.


    Question – 19 : In July 2023, Union Minister for Women and Child Development, Smriti Irani launched a special scheme under the aegis of the ________ (scheme/Fund) to provide infrastructural and financial support for pregnant minor victims.

    Answer – (A) : Nirbhaya Fund

    Answer – (B) : Sambal Scheme

    Answer – (C) : Beti Bachao Beti Padhao Scheme

    Answer – (D) : Child Protection Scheme

    View Answer

    Correct Answer : (A)


    Explanation : Union Minister for Women and Child Development, Smriti Irani launched a special scheme under the aegis of the Nirbhaya fund, aimed at ensuring both infrastructural and financial support for pregnant minor victims who have no means to fend for themselves. 


    Question – 20 : Which company has recently (in July ‘2023) signed a Master Shipyard Repair Agreement (MSRA) with the United States Navy (US Navy) to strengthen the strategic partnership in the defence sector?

    Answer – (A) : Larsen & Toubro Ltd

    Answer – (B) : Larsen & Toubro Ltd

    Answer – (C) : Cochin Shipyard Ltd

    Answer – (D) : Garden Reach Shipbuilders & Engineers Ltd

    View Answer

    Correct Answer : (B)


    Explanation : On 11th July 2023, Larsen & Toubro (L&T) limited has signed a Master Shipyard Repair Agreement (MSRA) with the United States Navy (US Navy) to strengthen the strategic partnership between India and the United States of America (USA) in the defence sector and to contribute to a free and open Indo-Pacific.


    Question – 21 : In July 2023, ____________ became the first European nation to join the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP).

    Answer – (A) : United Kingdom

    Answer – (B) : United Kingdom

    Answer – (C) : Germany

    Answer – (D) : Spain

    View Answer

    Correct Answer : (B)


    Explanation : On 16th July 2023, the United Kingdom (UK) signed a deal to join the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP), a major Asia-Pacific trading bloc in New Zealand and became the first new member and first European nation to join since it was formed in 2018 .


    Question – 22 : Name the new term assurance plan that has been recently (in July ‘2023) launched by Life Insurance Corporation of India (LIC) to offer life cover with premium return.

    Answer – (A) : Jeevan Kiran

    Answer – (B) : Jeevan Anand

    Answer – (C) : Jeevan Kiran

    Answer – (D) : Jeevan Umang

    View Answer

    Correct Answer : (C)


    Explanation : On 28th July 2023, Life Insurance Corporation of India (LIC) launched a new term assurance plan “Jeevan Kiran”, a non-linked, non-participating, individual, savings, and life Insurance plan that offers a combination of protection and savings.


    Question – 23 : In July 2023, the Ministry of Youth Affairs and Sports (MoYAS) recognised the (Association/Federation) as a National Sports Federation (NSF) status.

    Answer – (A) : Handball Association of India

    Answer – (B) : Yachting Association of India

    Answer – (C) : Handball Association of India

    Answer – (D) : Squash Rackets Federation of India

    View Answer

    Correct Answer : (C)


    Explanation : On 25th July 2023, the Ministry of Youth Affairs and Sports (MoYAS) recognised the Handball Association of India (HAI) as a National Sports Federation (NSF) status for the promotion and regulation of handball with immediate effect.


    Question – 24 : Which bank has recently (in July ‘2023) collaborated with Club Vistara and Mastercard to introduce a travel credit card?

    Answer – (A) : IDFC FIRST Bank

    Answer – (B) : Axis Bank

    Answer – (C) : IndusInd Bank

    Answer – (D) : IDFC FIRST Bank

    View Answer

    Correct Answer : (D)


    Explanation : IDFC FIRST Bank Ltd has collaborated with Club Vistara and Mastercard to introduce a travel credit card that aims to enhance travel experiences and lifestyle-related offers to cardholders. The new card will provide banking services with travel incentives. The rewards structure is based on Club Vistara Points, with accelerated points for different spending categories.


    Question – 25 : Name the company that has recently (in July ‘2023) declared the Winner of the Government e-Marketplace (GeM) award for the year 2023 in “Timely Payments (CPSEs)” category.

    Answer – (A) : NLC India Limited

    Answer – (B) : Power Grid Corporation of India

    Answer – (C) : NLC India Limited

    Answer – (D) : Coal India Limited

    View Answer

    Correct Answer : (C)


    Explanation : NLC India Limited (NLCIL), a Navratna company under the Ministry of Coal, as been declared the Winner of the Government e-Marketplace (GeM) award for the year 2023 in “Timely Payments (CPSEs)” category for promoting and encouraging business activities through e-Market.


    Question – 26 : Name the bank that has recently (in July ‘2023) partnered with National E-Governance Services Ltd (NeSL) to introduce digital services Project WAVE (World of Advance Virtual Experience).

    Answer – (A) : Indian Bank

    Answer – (B) : State Bank of India

    Answer – (C) : Indian Bank

    Answer – (D) : Canara Bank

    View Answer

    Correct Answer : (C)


    Explanation : Indian Bank, a leading public sector lender, joined hands with National E-Governance Services Ltd (NeSL) to roll out a range of digital services as part of its ambitious digital transformation initiative, Project WAVE (World of Advance Virtual Experience), which was initiated in January 2022.


    Question – 27 : In July 2023, Life Insurance Corp (LIC) reduced its stake by _________ in India Cements Ltd to 3.83%.

    Answer – (A) : 2%

    Answer – (B) : 5%

    Answer – (C) : 3%

    Answer – (D) : 2%

    View Answer

    Correct Answer : (D)


    Explanation : Life Insurance Corp (LIC),an Indian state-owned insurance group and investment company, has reduced its stake by 2% in India Cements Ltd from 5.87% to 3.83%. The reduction has taken place between November 2017 and July 2023 through open market transactions. Post the sale of 63.28 lakh shares, LIC currently holds 1.19 crore shares of India Cements.


    Question – 28 : Which organisation, along with François-Xavier Bagnoud Center for Health and Human Rights at Harvard University (FXB) released the report with the key finding that half of child trafficking victims are trafficked within their own country?

    Answer – (A) : International Organization for Migration

    Answer – (B) : International Organization for Migration

    Answer – (C) : United Nations High Commissioner for Refugees

    Answer – (D) : United Nations Human Settlement Programme

    View Answer

    Correct Answer : (B)


    Explanation : The International Organization for Migration (IOM) and François-Xavier Bagnoud Center for Health and Human Rights at Harvard University (FXB) released a new report titled ‘From Evidence to Action: Twenty years of IOM child trafficking data to inform policy and programming‘. As per the report, half of child trafficking victims are trafficked within their own country. In cases of international trafficking, children are mostly trafficked to neighbouring, wealthier countries.


    Question – 29 : When was United Nations (UN)’s World Population Day 2023 observed across the globe?

    Answer – (A) : 11th July 2023

    Answer – (B) : 11th July 2023

    Answer – (C) : 8th July 2023

    Answer – (D) : 10th July 2023

    View Answer

    Correct Answer : (B)


    Explanation : The United Nations (UN)’s World Population Day 2023 was observed across the globe on 11th July 2023 with the theme of “Unleashing the power of gender equality: Uplifting the voices of women and girls to unlock our world’s infinite possibilities“.


    Question – 30 : Which company has recently (in July ‘2023) released a special postal stamp, a customised “My Stamp” on Mission Millet in collaboration with the Department of Post?

    Answer – (A) : ITC Limited

    Answer – (B) : ITC Limited

    Answer – (C) : Reliance Industries

    Answer – (D) : Britannia Industries

    View Answer

    Correct Answer : (B)


    Explanation : On 25th July 2023, ITC Limited, a leading Indian multi-business enterprise based in Kolkata, West Bengal, released a special postal stamp, a customised “My Stamp” on Mission Millet in collaboration with the Department of Post(India Post) under the Ministry of Communication.


    Question – 31 : Who has recently (in July ‘2023) became the Managing Director (MD) of Microsoft India following the resignation of Anant Maheshwari as Microsoft India President?

    Answer – (A) : Irina Ghose

    Answer – (B) : Deepak Pratinidhi

    Answer – (C) : Anand Gupta

    Answer – (D) : Irina Ghose

    View Answer

    Correct Answer : (D)


    Explanation : Microsoft India promoted Irina Ghose as its Managing Director (MD), while Anant Maheshwari stepped down from his position as Microsoft India President. As part of the executive reshuffle, Navtez Singh Bal has been appointed as the new Chief Operating Officer (COO). 


    Question – 32 : When was the National Chartered Accountants (CA) Day 2023 observed across India with the theme of ‘Empowering Financial Excellence’?

    Answer – (A) : 1st July 2023

    Answer – (B) : 30th June 2023

    Answer – (C) : 29th June 2023

    Answer – (D) : 28th June 2023

    View Answer

    Correct Answer : (A)


    Explanation : The National Chartered Accountants (CA) Day is annually observed across India on 1st July to commemorate the establishment of the Institute of Chartered Accountants of India (ICAI) on 1st July 1949. It is also known as ICAI Foundation Day which honors the work of all Chartered Accountants.


    Question – 33 : Name the personality who has recently (in July ‘2023) won the Formula 1 (F1) 2023 Austrian Grand Prix.

    Answer – (A) : Max Verstappen

    Answer – (B) : Fernando Alonso

    Answer – (C) : Sergio Perez

    Answer – (D) : Lewis Hamilton

    View Answer

    Correct Answer : (A)


    Explanation : Dutch-Belgium racing Driver Max Verstappen won the 2023 Austrian Grand Prix (Officially known as Formula 1 Rolex Groser Preis Von Österreich 2023) at the circuit Red Bull Ring, Spielberg, Austria.


    Question – 34 : In which city, the 7th edition of Indian Navy (IN)-the United States of America (USA) Navy (USN) Salvage and the Explosive Ordnance Disposal (EOD) exercise, SALVEX was conducted from June to July 2023?

    Answer – (A) : Kochi, Kerala

    Answer – (B) : Chennai, Tamil Nadu

    Answer – (C) : Visakhapatnam, Andhra Pradesh

    Answer – (D) : Mumbai, Maharashtra

    View Answer

    Correct Answer : (A)


    Explanation : The 7th edition of Indian Navy (IN) – the United States of America (USA) Navy (USN) Salvage and the Explosive Ordnance Disposal (EOD) exercise, SALVEX was conducted from June 26 to July 6 2023 in Kochi, Kerala to strengthen US and Indian divers’ capability in diving and salvage techniques.


    Question – 35 : Name the Indian Badminton Player who has recently (in July ‘2023) won the Men’s Singles finals at the Badminton World Federation (BWF) Yonex Canada Open 2023 (Canada Open 2023).

    Answer – (A) : Lakshya Sen

    Answer – (B) : Prannoy H. S.

    Answer – (C) : B. Sai Praneeth

    Answer – (D) : Lakshya Sen

    View Answer

    Correct Answer : (D)


    Explanation : Indian Badminton Player Lakshya Sen won the Men’s Singles finals at the Badminton World Federation (BWF) Yonex Canada Open 2023 (Canada Open 2023) defeating China’s Li Shi Feng (reigning All England champion 2023), held in Calgary, Canada from 4th July – 9th July 2023. India’s P.V. Sindhu lost to Japan’s Akane Yamaguchi in the Women’s Singles (semifinals) of Canada Open 2023.


    Question – 36 : Name the company that has recently (in July ‘2023) signed an ‘Teaming Agreement'(TA) with Spain based shipbuilder Navantia to build 6 advanced diesel-electric submarines for the Indian Navy.

    Answer – (A) : Larsen & Toubro Ltd

    Answer – (B) : Garden Reach Shipbuilders & Engineers Ltd

    Answer – (C) : Cochin Shipyard Ltd

    Answer – (D) : Larsen & Toubro Ltd

    View Answer

    Correct Answer : (D)


    Explanation : On 10th July 2023, Spain’s shipbuilder Navantia and engineering major Larsen & Toubro Ltd (L&T), India signed an ‘Teaming Agreement'(TA) in Delhi to jointly bid for a Rs. 43,000-crore (4.8 billion euros) project to build 6 advanced diesel-electric submarines for the Indian Navy.


    Question – 37 : Which organisation has recently (in July ‘2023) signed an MoU with the Absolute ®to jointly strengthen the Pradhan Mantri Fasal Bima Yojana (PMFBY)?

    Answer – (A) : United Nations Development Programme India

    Answer – (B) : United Nations Development Programme India

    Answer – (C) : International Fund for Agriculture Development

    Answer – (D) : United Nations Environment Programme India

    View Answer

    Correct Answer : (B)


    Explanation : Memorandum of Understanding (MoU) to jointly strengthen the Pradhan Mantri Fasal Bima Yojana (PMFBY), Government of India’s crop insurance scheme under the Ministry of Agriculture & Family Welfare (MoA&FW) and enhance the strength of the farmers.


    Question – 38 : In July 2023, the Ministry of Petroleum and Natural Gas announced that the Numaligarh Refinery Limited (NRL) in __________ (state) has been elevated from the ‘Schedule B’ to ‘Schedule A’ category Central Public Sector Enterprises(CPSE) by the Government of India.

    Answer – (A) : Assam

    Answer – (B) : Nagaland

    Answer – (C) : Mizoram

    Answer – (D) : Assam

    View Answer

    Correct Answer : (D)


    Explanation : The Ministry of Petroleum and Natural Gas in its recent notification announced that the largest refinery in northeast India, The Numaligarh Refinery Limited (NRL) in Assam has been elevated from the ‘Schedule B’ to ‘Schedule A’ category Central Public Sector Enterprises(CPSE) by Government of India.


    Question – 39 : In July 2023, the Reserve Bank of India (RBI) has issued a ‘Draft Circular – Arrangements with Card Networks for issue of Debit, Credit and Prepaid Cards’ empowering the debit, credit, and prepaid card users in India with Card network portability with effect from ____________.

    Answer – (A) : 1st October 2023

    Answer – (B) : 1st October 2023

    Answer – (C) : 1st September 2023

    Answer – (D) : 1st November 2023

    View Answer

    Correct Answer : (B)


    Explanation : The Reserve Bank of India (RBI) has issued a ‘Draft Circular – Arrangements with Card Networks for issue of Debit, Credit and Prepaid Cards’ empowering the debit, credit, and prepaid card users in India with Card network portability w.e.f. October 1st, 2023.


    Question – 40 : Which state government has recently (in July ‘2023) partnered with the One District One Product (ODOP) program to promote the indigenous crafts and artisans of the state?

    Answer – (A) : Gujarat

    Answer – (B) : Gujarat

    Answer – (C) : Uttar Pradesh

    Answer – (D) : Madhya Pradesh

    View Answer

    Correct Answer : (B)


    Explanation : On 20th July 2023, One District One Product (ODOP) program, an initiative under the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce & Industry partnered with the Government of Gujarat in New Delhi, Delhi, with the aim to foster the promotion of the indigenous crafts and artisans of the state.


    Question – 41 : What is the theme of World Brain Day 2023 that was observed across the globe on 22nd July 2023?

    Answer – (A) : Brain Health and Disability: Leave No One Behind

    Answer – (B) : Brain Health and Disability: Leave No One Behind

    Answer – (C) : Stop Multiple Sclerosis

    Answer – (D) : Brain Health for all

    View Answer

    Correct Answer : (B)


    Explanation : World Brain Day 2023 observed across the globe on 22nd July 2023 with the theme of “Brain Health and Disability: Leave No One Behind.”


    Question – 42 : Which state government has recently (in July ‘2023) introduced India’s first ever Gig workers Bill 2023 to guarantee social security to gig workers?

    Answer – (A) : Rajasthan

    Answer – (B) : Maharashtra

    Answer – (C) : Rajasthan

    Answer – (D) : Gujarat

    View Answer

    Correct Answer : (C)


    Explanation : On 21st July 2023, the Rajasthan government introduced India’s first ever Gig workers Bill the ‘Rajasthan Platform Based Gig Workers (registration and welfare) Bill 2023’ to guarantee social security to gig workers.


    Question – 43 : In July 2023, Mahindra & Mahindra (M&M) Limited acquired a 3. 53% stake in _____________ (Bank) for Rs 417 crore.

    Answer – (A) : RBL Bank

    Answer – (B) : RBL Bank

    Answer – (C) : IndusInd Bank

    Answer – (D) : ICICI Bank

    View Answer

    Correct Answer : (B)


    Explanation : On 26th July 2023, Mahindra & Mahindra (M&M) Limited, automotive manufacturing company of Mahindra group, acquired a 3.53% stake in Mumbai(Maharashtra) based RBL Bank, formerly known as Ratnakar Bank, for Rs 417 crore.


    Question – 44 : Name the bank that has recently (in July ‘2023) included by the Reserve Bank of India (RBI) in the list of Scheduled Banks under Schedule II of RBI Act, 1934.

    Answer – (A) : NongHyup Bank (South Korea)

    Answer – (B) : NongHyup Bank (South Korea)

    Answer – (C) : Suncorp Bank (United Kingdom)

    Answer – (D) : Commonwealth Bank (Australia)

    View Answer

    Correct Answer : (B)


    Explanation : Reserve Bank of India (RBI) released a notification addressing all the banks regarding the inclusion of ‘NongHyup Bank’ in the Second Schedule to the Reserve Bank of India Act, 1934.


    Question – 45 : Which country’s Electoral Tribunal (ET) has recently (in July ‘2023) signed an MoU with the Election Commission of India (ECI) to establish an institutional framework for their ongoing cooperation in the field of Election Management and Administration?

    Answer – (A) : Panama

    Answer – (B) : Maldives

    Answer – (C) : Panama

    Answer – (D) : Madagascar

    View Answer

    Correct Answer : (C)


    Explanation : On 7th July 2023, the Election Commission of India (ECI) and the Electoral Tribunal (ET) of Panama signed a Memorandum of Understanding (MoU) to establish an institutional framework for their ongoing cooperation in the field of Election Management and Administration.


    Question – 46 : Which of the following personalities is Not appointed to the panel of vice-chairpersons by the Rajya Sabha Chairman Jagdeep Dhankhar in July 2023?

    Answer – (A) : Karnam Malleswari

    Answer – (B) : PT Usha

    Answer – (C) : Karnam Malleswari

    Answer – (D) : Phangnon Konyak

    View Answer

    Correct Answer : (C)


    Explanation : Rajya Sabha Chairman Jagdeep Dhankhar appointed 4 women Parliamentarians namely Pilavullakandi Thekkeparambil Usha (PT Usha), Phangnon Konyak, Fauzia Khan and Sulata Deo to the panel of vicechairpersons.


    Question – 47 : Which bank has recently (in July ‘2023) revamped its digital banking app and introduced the Interoperable Cardless Cash Withdrawal (ICCW) facility?

    Answer – (A) : State Bank of India

    Answer – (B) : State Bank of India

    Answer – (C) : HDFC Bank

    Answer – (D) : Axis Bank

    View Answer

    Correct Answer : (B)


    Explanation : On 2nd July 2023, The State Bank of India (SBI) revamped its digital banking app, ‘YONO for Every Indian,’ and introduced the Interoperable Cardless Cash Withdrawal (ICCW) facility, aimed at providing greater convenience to customers. These updates were unveiled on SBI’s 68th Bank Day.


    Question – 48 : Who has been recently (in July ‘2023) appointed as the Managing Director (MD) and Chief Executive Officer (CEO) of SBI Cards and Payment Services Limited (SBICPSL)?

    Answer – (A) : Abhijit Chakravorty

    Answer – (B) : Abhijit Chakravorty

    Answer – (C) : Tejendra Mohan Bhasin

    Answer – (D) : Anuradha Shripad Nadkarni

    View Answer

    Correct Answer : (B)


    Explanation : SBI Cards and Payment Services Limited (SBICPSL), a subsidiary of State Bank of India (SBI) and India’s second-largest credit card, provider appointed Abhijit Chakravorty as its Managing Director (MD) and Chief Executive Officer (CEO) with effect from August 12, 2023 for a period of 2 years. He is currently serving as the Deputy MD of SBI.


    Question – 49 : Which country has recently (in July ‘2023) signed a memorandum of cooperation (MoC) with India for semiconductor supply-chain partnership?

    Answer – (A) : Japan

    Answer – (B) : China

    Answer – (C) : Brazil

    Answer – (D) : Argentina

    View Answer

    Correct Answer : (A)


    Explanation : On 20th July 2023, India and Japan signed a memorandum of cooperation (MoC) for a semiconductor supply-chain partnership for government-togovernment and industry-to-industry collaboration.


    Question – 50 : Name the bank that has recently (in July ‘2023) partnered with IBM India Private Limited to co-create Digital Business Platform.

    Answer – (A) : Union Bank of India

    Answer – (B) : Bank of Baroda

    Answer – (C) : Union Bank of India

    Answer – (D) : Punjab National Bank

    View Answer

    Correct Answer : (C)


    Explanation : Union Bank of India (UBI), one of the leading public sector bank (PSB) in India, partnered with IBM India Private Limited to create a state-of-the-art Digital Business Platform, focusing on Omni-channel experiences and data-driven hyper-personalization and a comprehensive financial services superstore designed for seamless cross-selling and upselling.


    Question – 51 : In July 2023, the _____ edition of the bilateral Japan-India Maritime Exercise 2023 (JIMEX 23) commenced in Visakhapatnam, Andhra Pradesh.

    Answer – (A) : 7th

    Answer – (B) : 4th

    Answer – (C) : 7th

    Answer – (D) : 5th

    View Answer

    Correct Answer : (C)


    Explanation : Indian Navy (IN) along with Japan Maritime Self Defence Force (JMSDF) conducts the 7th edition of the bilateral Japan-India Maritime Exercise 2023 (JIMEX 23) in Visakhapatnam, Andhra Pradesh from July 5 to 10, 2023. This edition marks the 11th anniversary of JIMEX, since its inception in 2012.


    Question – 52 : In July 2023, Indian Banks’ Association (IBA) formed a _________ member working group for the Implementation of recommendations from the Reserve Bank of India’s committee on the working of Asset Reconstruction Companies (ARCs).

    Answer – (A) : 5

    Answer – (B) : 4

    Answer – (C) : 6

    Answer – (D) : 5

    View Answer

    Correct Answer : (D)


    Explanation : Indian Banks’ Association (IBA) has formed a five-member working group for the Implementation of recommendations from the Reserve Bank of India’s committee on the working of Asset Reconstruction Companies (ARCs). The primary focus of the working group is to conduct a thorough review of assignment agreements and trust deed templates related to the acquisition of distressed assets by ARCs from lenders. The aim of this review is to update these templates to align with the evolving changes and expectations within the ARC sector, enabling them to meet the growing demands of the financial industry.


    Question – 53 : Name the company that has recently (in July ‘2023) signed a contract with the Ministry of Defence (MoD) for procurement of 2 Dornier Aircraft for Indian Coast Guard (ICG).

    Answer – (A) : Hindustan Aeronautics Limited

    Answer – (B) : Bharat Dynamics Limited

    Answer – (C) : Airnetz Aviation Private Limited

    Answer – (D) : Aroon Aviation Services Private Limited

    View Answer

    Correct Answer : (A)


    Explanation : On 7th July 2023, Ministry of Defence (MoD) signed a contract with Hindustan Aeronautics Limited (HAL) for procurement of 2 Dornier Aircraft for Indian Coast Guard (ICG). The overall cost is Rs 458.87 crore along with associated Engineering Support package.


    Question – 54 : When was the World Kiswahili Language Day 2023 celebrated across the globe by the United Nations Educational, Scientific and Cultural Organization (UNESCO)?

    Answer – (A) : 7th July 2023

    Answer – (B) : 9th July 2023

    Answer – (C) : 7th July 2023

    Answer – (D) : 5th July 2023

    View Answer

    Correct Answer : (C)


    Explanation : The United Nations Educational, Scientific and Cultural Organization (UNESCO)’s World Kiswahili Language Day 2023 was celebrated across the globe on 7th July 2023 with the theme of “Unleashing Kiswahili’s potential in the digital era“.


    Question – 55 : In which city, the 3rd G20 Finance Ministers and Central Bank Governors (FMCBG) 2023 meeting under the Indian Presidency was held in July 2023?

    Answer – (A) : Gandhinagar, Gujarat

    Answer – (B) : Mumbai, Maharashtra

    Answer – (C) : Noida, Uttar Pradesh

    Answer – (D) : Gandhinagar, Gujarat

    View Answer

    Correct Answer : (D)


    Explanation : On July 17-18, 2023, the 3rd G20 Finance Ministers and Central Bank Governors (FMCBG) 2023 meeting under the Indian Presidency was held in Gandhinagar, Gujarat. It was jointly chaired by Union Minister Nirmala Sitharaman, Ministry of Finance, and Reserve Bank of India (RBI) Governor Shaktikanta Das.


    Question – 56 : Who has recently (in July ‘23) re-elected as the President of Uzbekistan for a 7 year term?

    Answer – (A) : Shavkat Mirziyoyev

    Answer – (B) : Khatamjon Ketmonov

    Answer – (C) : Narimon Umarov

    Answer – (D) : Abdullah Karimov

    View Answer

    Correct Answer : (A)


    Explanation : On 9th July 2023, the incumbent Uzbek President Shavkat Mirziyoyev was re-elected with 87.1 % of the vote for a 7 years term according to preliminary results released by the Central Election Committee(CEC) of the Republic of Uzbekistan. He is a member of the UzLiDeP (Uzbekistan Liberal Democratic Party).


    Question – 57 : Which country has recently (in July ‘2023) partnered with India to launch trade transactions in Rupees to reduce the dependency on the US dollar?

    Answer – (A) : Bangladesh

    Answer – (B) : Bhutan

    Answer – (C) : Bangladesh

    Answer – (D) : Sri Lanka

    View Answer

    Correct Answer : (C)


    Explanation : In a significant move aimed at strengthening trade and reducing dependency on the US dollar, Bangladesh and India have initiated transactions in Rupees as India is the top export destination for Bangladesh in Asia. This marks the first time Bangladesh has engaged in bilateral trade with a foreign country outside the realm of the US dollar. The exchange rate is based on Market Demand.


    Question – 58 : Name the state government that has recently (in July ‘2023) signed a series of MoUs with the NTPC Limited to enhance power infrastructure and clean energy generation.

    Answer – (A) : Meghalaya

    Answer – (B) : Odisha

    Answer – (C) : Meghalaya

    Answer – (D) : Mizoram

    View Answer

    Correct Answer : (C)


    Explanation : The Government of Meghalaya and NTPC Limited, a leading energy conglomerate signed a series of Memorandum of Understanding (MoUs) aimed at boosting the power infrastructure and clean energy generation in Meghalaya.


    Question – 59 : Who has recently (in July ‘ 2023 ) elected as the new chair of the Intergovernmental Panel on Climate Change (IPCC)?

    Answer – (A) : James Ferguson Skea (United Kingdom)

    Answer – (B) : Robert Watson (United States of America)

    Answer – (C) : Hoesung Lee (South Korea)

    Answer – (D) : James Ferguson Skea (United Kingdom)

    View Answer

    Correct Answer : (D)


    Explanation : On 26th July 2023, James Ferguson ‘Jim’ Skea of the United Kingdom (UK) was elected as the new chair of the Intergovernmental Panel on Climate Change (IPCC) an intergovernmental body of the United Nations(UN) that works to advance scientific knowledge about climate change caused by human activities.


    Question – 60 : Who was recently (in July ‘2023) honoured with the Global Education Mentor (GEM) Award 2023 – Lifetime Achievement Award?

    Answer – (A) : Prem Prakash

    Answer – (B) : Aparajita Gupta

    Answer – (C) : Sanjiv Prakash

    Answer – (D) :  Tanya Sharma

    View Answer

    Correct Answer : (A)


    Explanation : On 26th July 2023, Prem Prakash, a renowned journalist and Founder & Chairman of Asian News International (ANI), was honoured with the Global Education Mentor (GEM) Award 2023 – Lifetime Achievement Award.


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